Loan Rates
| Type | APR | Term | Noted |
|---|---|---|---|
| Shares Loan | 2.19% | Up to 24 Months | Minimum $1000.00 |
| | 2.49% | Up to 36 Months | Minimum $1000.00 |
| 2.69% | Up to 48 Months | Minimum $1000.00 | |
| 2.99% | Up to 60 Months | Minimum $1000.00 | |
| New Vehicle Loan | Maximum $50,000.00 | ||
| | 4.59% | Up to 36 Months | |
| | 4.79% | Up to 48 Months | |
| | 4.89% | Up to 60 Months | |
| 4.99% | Up to 72 Months | ||
| Used Vehicle Loan | | | Some Restrictions Apply |
| 4.89% | Up to 36 Months | 2017 or newer | |
| 5.09% | Up to 48 Months | 2018 or newer | |
| | 5.39% | Up to 60 Months | 2019 or newer |
| | 5.59% | Up to 72 Months | 2020 or newer |
| Signature Loan | | Maximum $10,000.00 | |
| Signature Loan | 11.00% | Up to 36 Months | |
| Signature Loan | 12.00% | Up to 48 Months | Over $3000.00 |
| Signature Loan | 13.00% | Up to 60 Months | Over $5000.00 |
| Organization Signature Loan | | | Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance |
| 6.59% | Up to 60 Months | ||
| 7.10% | Up to 120 Months | ||
| 7.85% | Up to 180 Months | 15 year minimum is $20,000.00 | |
| Youth Credit Builder Loan | 6.50% | Up to 12 Months | Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer |
| | | | |
| Home Equity Loan | Not to exceed 85% of the appraised value minus any first mortgage balance | ||
| 6.24% | Up to 60 Months | ||
| 6.38% | Up to 84 Months | ||
| 7.00% | Up to 120 Months | ||
| 7.00% | Up to 180 Months | 15 Year Minimum is $20,000.00 | |
| Collateral Loan | 7.50% | Up to 48 Months | Maximum $30,000.00 |
| Recreational Vehicles Loans | |||
| New | |||
| 6.00% | Up to 36 Months | ||
| 6.50% | Up to 48 Months | ||
| 7.00% | Up to 60 Months | ||
| 7.50% | Up to 72 Months | Minimum $25,000.00 Maximum $50,000.00 | |
| 8.00% | Up to 120 Months | Minimum $25,000.00 Maximum $50,000.00 | |
| Used | |||
| 6.00% | Up to 36 Months | ||
| 6.50% | Up to 48 Months | ||
| 7.00% | Up to 60 Months | ||
| Share Certificate Loans | The full share certificate balance may be pledged by any account owner as collateral. The loan on the share certificate will have a term limit of the life of the certificate. (Maximum 60 months) The rate will be based on the rate of the certificate plus 2%. | ||
| SCU Select - Maximum $2500.00 | 7.99% | Up to 18 Months | |